:root { --navy: #0b2d52; --gold: #c9a227; --muted: #4b5563; }
* { box-sizing: border-box; }
body { margin: 0; font-family: system-ui, Segoe UI, sans-serif; color: #1a1a1a; background: #f8f6f1; }
header { background: var(--navy); color: #fff; padding: 1rem 1.5rem; }
header a { color: #fff; text-decoration: none; margin-right: 1rem; font-size: 0.95rem; }
header a.cta { background: var(--gold); color: #111; padding: 0.4rem 0.75rem; border-radius: 4px; font-weight: 600; }
.wrap { max-width: 960px; margin: 0 auto; padding: 2rem 1.5rem; }
h1 { color: var(--navy); }
p, li { line-height: 1.65; color: var(--muted); }
footer { text-align: center; padding: 1.5rem; font-size: 0.9rem; color: var(--muted); border-top: 1px solid #e5e0d5; }